Job Description

Extraordinary Commercial Loan Officer Wanted!

Are you driven to help people and businesses succeed? Do you thrive on solving challenges and building lasting relationships? Are you naturally curious and eager to grow?

If so, you might be exactly who we're looking for at Dream First Bank.

Why Dream First Bank?

At Dream First Bank, we're not just bankers—we're partners in progress. Our commitment goes beyond transactions; we empower customers, support local businesses, and invest in our communities.

We make a difference. Our Vision is simple: Every Life We Touch is Improved. We do this by providing solutions that matter, offering personalized service, and going the extra mile to help our customers and employees succeed.

We take culture seriously. We hold ourselves and each other accountable for making this a great place to work—because when we're at our best, our customers are too.

We celebrate real success. Whether it's helping a first-time business owner secure their dream loan, recognizing a teammate's achievement, or supporting local initiatives, we take the time to acknowledge and appreciate meaningful impact.

We're recognized for excellence. We're the only bank in our state to earn the Banky Award™, a mark of distinction for outstanding customer service, company culture, and community impact.

Who We're Looking For

We're looking for motivated individuals with: A track record of success in sales, service, or relationship-driven roles A strong sense of curiosity and attentiveness The ability to solve problems and offer smart financial solutions A positive attitude and a drive to keep learning

A bachelor's degree and banking experience are preferred but not required—we'll train the right person who has the determination to excel.

Ready to Make an Impact?

If this sounds like the opportunity you've been waiting for, apply now! Submit your resume along with three sentences explaining why you're the best candidate for this role.

Requirements

The Commercial Loan Officer is responsible for developing and managing commercial banking relationships by providing financing solutions that help businesses grow and succeed. This role focuses on business development, portfolio management, credit analysis, and delivering exceptional customer experiences.

Successful candidates are relationship-driven professionals who enjoy networking, solving problems, and becoming trusted advisors within their communities.

Essential Responsibilities

• Develop new commercial banking relationships through networking, referrals, community involvement, and business development activities
• Manage and grow an existing portfolio of commercial clients
• Analyze financial statements, tax returns, and business performance to identify lending opportunities and assess risk
• Structure commercial loan requests and present recommendations for approval
• Maintain strong knowledge of commercial loan products, treasury management solutions, and other bank services
• Monitor loan portfolio performance, including renewals, exceptions, and past dues
• Work collaboratively with credit, operations, treasury management, and retail teams to deliver comprehensive solutions
• Provide responsive, relationship-focused service that creates long-term customer loyalty
• Stay informed on market trends, economic conditions, and industry developments
• Represent the bank professionally through community involvement and local networking opportunities
• Ensure compliance with all banking regulations, policies, and procedures

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